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Disclaimer



General Information

The Compensation Schemes Management Committee (“the Management Committee” or “we”) has made every effort to ensure that information on this site is reliable and accurate at the time of publishing. However, neither the Management Committee nor any of its employees and/or representatives make any express or implied representations or warranties regarding the material and facilities contained or referred to in this site, nor do they accept any liability for any loss or damage whatsoever which may arise in any way out of the use of any of the material or facilities; for errors in or omissions from the material or facilities; or for the accuracy of any information obtained through use of this site. The Management Committee shall have no liability for any loss or damage arising out of negligence or otherwise howsoever as a result of use of or reliance on the information on this site.

The information available on this site is purely for information and educational purposes. Nothing on this site is intended to be, or should be construed as an invitation, offer or inducement to you or any other person to engage in any financial activity, or to enter into any type of financial arrangement.

Always seek professional advice and/or from licensed financial institutions.


Continuity of service

The Management Committee makes no warranty or representation, express or implied, as to continuity of service and reserves the right to suspend, terminate or otherwise alter access to some or all of the site’s services at any time and without notice.


Backlinks

Hotlinking or linking directly to our content and/or images is not recommended but you are welcome to create a hyperlink to this site from another website. However, this link must not be presented on your site in any context that implies that this website has an association with your site, or endorses your site or product.


Copyright

Reproduction of information obtained from this site is allowed provided reproduction is complete, accurate, not malicious, and is accompanied by a proper reference to the source and an acknowledgement to the Management Committee. Notwithstanding such consent, the Management Committee does not accept any responsibility or liability in respect of any reproduction of the contents of information obtained from this site. Reproduction or use for commercial or marketing purposes is prohibited.


Privacy Policy

The Management Committee is committed to protecting our visitors' privacy and will not collect any personal information about you as a visitor unless you provide it voluntarily. Any personal information you communicate to the Management Committee is kept within the Management Committee in accordance with the Data Protection Act 2001.

Below is a summary of the information we do gather, and how it is used.

 

The Data Protection Act 2001

The Data Protection Act 2001 has been enacted on the 14th December 2001 and the section concerning the appointment of the Data Protection Commissioner and the Data Protection Appeals Tribunal has been brought into force as from the 15th July 2003. We therefore consider that we have a legal duty to respect and protect any personal information we collect from you and we will abide by such duty. We take all safeguards necessary to prevent unauthorised access and we do not pass on your details collected from you as a visitor, to any third party or Government Department unless you give us your consent to do so.

 

Information Collected

As a visitor, we collect, where applicable, the following types of information on you:

  • Contact or feedback information; 
  • Web page information; 
  • Contact or feedback information; 
  • Financial transaction information; 
  • Site usage information

 

If you read or download information from our site, we automatically collect and store the following non-personal information: 

  • The requested web page or download; 
  • Whether the request was successful or not; 
  • Information pertaining to your financial transaction but not credit card numbers; 
  • The Internet address of the web site or the domain name of the computer from which you accessed the site; 
  • The operating system of the machine running your web browser and the type and version of your web browser.

Please note that this information is not shared, rented, or sold to any other organisation.

You may request us at any time what information is effectively held on you if any, at that particular time. You have the right to have any inaccuracies corrected and where applicable erased, if they are not already deleted.

 

The Management Committee ensures visitors that:

  • Personal data is processed fairly and lawfully; 
  • Personal data is always processed in accordance with good practice; 
  • Personal data is only collected for specific, explicitly stated and legitimate purposes; 
  • Personal data is not processed for any purpose that is incompatible with that for which the information is collected; 
  • Personal data that is processed is adequate and relevant in relation to the purposes of the processed; 
  • No more personal data is processed than is necessary having regard to the purposes of the processed; 
  • Personal data that is processed is correct and, if necessary, up to date; 
  • All reasonable measures are taken to complete, correct, block or erase data to the extent that such data is incomplete or incorrect, having regard to the purposes for which they are processed.


Personal Information

We will not obtain personally-identifying information about you when you visit our site, unless you choose to identify yourself through our registration system. You may request us at any time what information is effectively held on you if any, at that particular time. You have the right to have any inaccuracies corrected and where applicable erased, if they are not already deleted.

We will NEVER release, sell, give or rent your information to any other party or organisation, without your explicit permission. If you choose to stop receiving information on our services and products, we will honour your choice and refrain from sending you such announcements. You may change your choice at any time.


Links

Our site has a number of links to other local and international organisations and agencies. In some cases, we link to private organisations with their permission. It is important for you to note that upon linking to another site, you are no longer on our site and you become subject to the privacy policy of the new site.


Visitor tracking &/or Cookies

This website uses cookies which are text files placed on your computer, to help the website analyze how users use the site.

This website also makes use of third party tools such as Google Analytics which is a web analytic service provided by Google, Inc. (“Google”). Google Analytics also uses cookies, and the information generated by the cookie/s about your use of the website will be also transmitted to and stored by Google on servers in the United States.

Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf.

Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.


Changes to this Privacy Policy

If there are any changes to this privacy policy, we will replace this page with an updated version. It is therefore in your own interest to check the "Privacy Policy" page any time you access our web site so as to be aware of any changes which may occur from time to time.


Revisions

The Management Committee maintains the right to delete or modify in part or in full any information on this site without prior notice.



Last Updated: 13 Feb, 2017