The Compensation Schemes Management Committee (“the Management Committee” or “we”) has made every effort to ensure that information on this site is reliable and accurate at the time of publishing. However, neither the Management Committee nor any of its employees and/or representatives make any express or implied representations or warranties regarding the material and facilities contained or referred to in this site, nor do they accept any liability for any loss or damage whatsoever which may arise in any way out of the use of any of the material or facilities; for errors in or omissions from the material or facilities; or for the accuracy of any information obtained through use of this site. The Management Committee shall have no liability for any loss or damage arising out of negligence or otherwise howsoever as a result of use of or reliance on the information on this site.
The information available on this site is purely for information and educational purposes. Nothing on this site is intended to be, or should be construed as an invitation, offer or inducement to you or any other person to engage in any financial activity, or to enter into any type of financial arrangement.
Always seek professional advice and/or from licensed financial institutions.
Continuity of service
The Management Committee makes no warranty or representation, express or implied, as to continuity of service and reserves the right to suspend, terminate or otherwise alter access to some or all of the site’s services at any time and without notice.
Hotlinking or linking directly to our content and/or images is not recommended but you are welcome to create a hyperlink to this site from another website. However, this link must not be presented on your site in any context that implies that this website has an association with your site, or endorses your site or product.
Reproduction of information obtained from this site is allowed provided reproduction is complete, accurate, not malicious, and is accompanied by a proper reference to the source and an acknowledgement to the Management Committee. Notwithstanding such consent, the Management Committee does not accept any responsibility or liability in respect of any reproduction of the contents of information obtained from this site. Reproduction or use for commercial or marketing purposes is prohibited.
The Management Committee is committed to protecting our visitors' privacy and will not collect any personal information about you as a visitor unless you provide it voluntarily. Any personal information you communicate to the Management Committee is kept within the Management Committee in accordance with the Data Protection Act 2001.
Below is a summary of the information we do gather, and how it is used.
General Data Protection Regulation
All personal data provided to the Depositor Compensation Scheme are processed in accordance with the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, repealing Directive 95/46/EC (General Data Protection Regulation – “the Regulation”), Data Protection Act (Chapter 586 of the Laws of Malta – “the Act”) and any other European Union (“EU”) and national law in relation thereto. The Scheme is committed to respect and protect the privacy of individuals when visiting the website and make use of the online facilities. The Scheme guarantees that all necessary safeguards are taken to prevent unauthorised access. Moreover, we will not pass any details collected from you as a visitor, to any third party or Government Department unless you give your consent thereto or unless required by law. In case of queries on the processing of your personal data, you may contact the DCS’s Data Protection Officer at ASammut@compensationschemes.org.mt
As a visitor, we collect, where applicable, the following types of information on you:
If you read or download information from our site, we automatically collect and store the following non-personal information:
Please note that this information is not shared, rented, or sold to any other organisation.
You may request us at any time what information is effectively held on you if any, at that particular time. You have the right to have any inaccuracies corrected and where applicable erased, if they are not already deleted.
The Management Committee ensures visitors that:
We will not obtain personally-identifying information about you when you visit our site, unless you choose to identify yourself through our registration system. You may request us at any time what information is effectively held on you if any, at that particular time. You have the right to have any inaccuracies corrected and where applicable erased, if they are not already deleted.
We will NEVER release, sell, give or rent your information to any other party or organisation, without your explicit permission. If you choose to stop receiving information on our services and products, we will honour your choice and refrain from sending you such announcements. You may change your choice at any time.
Visitor tracking &/or Cookies
Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf.
The Management Committee maintains the right to delete or modify in part or in full any information on this site without prior notice.